Skye - Buy Now Pay Later - FAQ


Who can apply for a Skye Mastercard?

Anyone can apply for a Skye Mastercard® as long as they are;

  • 18+ years old
  • Earn $25,000+ p.a.
  • An Australian citizen or permanent resident of Australia
  • Clear credit file

What is an interest free term?

It is a period in which you do not have to pay any interest on your Skye purchase. Interest is payable on any balance outstanding after the Interest Free Term at the Expired Promotional Rate applicable to your Skye account

What is a deferred payment?

Where a deferred payment period applies, you are not required to make repayments until the end of the deferred payment period. Repayments are only included in the calculation of the Minimum Monthly Payment after the deferred payment period expires.

How can I view my statement?

Skye Self Service allows you to view your statement history.

For statements older than 6 months you can request this via email: and a customer service representative will send these to your email address listed on your account.

You can elect to receive paper statements but please note that there is a $2.50 paper statement fee that is charged for each paper statement we provide you.

How can I add an additional card holder to my account?

You can add up to 4 additional card holders to your account through the Skye Self Service.

How can I nominate a third party to my account?

To authorise a third party to you will need to complete the Third-Party Consent Form and send it to us via email to


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